Resources
Life Settlement Education & Resources
Plain-language articles to help seniors and their families understand life settlements, retirement financial planning, and how to make the most of your life insurance policy.
What's the Average Life Settlement Offer? (And How to Get More)
The average life settlement offer is about 20 percent of a policy's face value, but your number can move a lot. Here's how to know what fair looks like.
Read article →Can You Sell a Term Life Insurance Policy? (2026 Guide)
Yes, in some cases. Learn when a term life insurance policy can be sold, how convertible term works, what payouts look like, and your alternatives.
Read →Universal Life Insurance Premiums Going Up? Your Options
Why universal life premiums rise sharply in retirement, what major class action settlements have revealed, and six real options for seniors facing an increase.
Read →Life Settlement vs. Policy Surrender
Compare life settlements and policy surrenders side by side. Learn why selling your policy on the open market almost always pays more than surrendering it.
Read →Can You Cash Out a Life Insurance Policy?
Yes — there are 3 ways to cash out life insurance. Compare surrendering, policy loans, and life settlements side by side to find which pays the most.
Read →Life Insurance Cash Surrender Value
What is cash surrender value? Learn how it's calculated, why insurers lowball you, and how selling your life insurance policy can pay significantly more.
Read →How to Sell Life Insurance for Cash
Want to sell your life insurance policy for cash? This step-by-step guide covers who qualifies, how much you can expect, and how to avoid costly mistakes.
Read →Best Life Settlement Companies (2026)
Not all life settlement companies are the same. Learn the difference between buyers, brokers, and lead generators — and how to choose the right one.
Read →What Happens When Term Life Expires?
What happens when your term life insurance expires? Learn your options — including renewal, conversion, and selling your policy through a life settlement.
Read →Life vs. Viatical Settlements Compared
Understand the key differences between life settlements and viatical settlements — who qualifies for each, how taxes differ, and what payouts to expect.
Read →Can't Afford Life Insurance Premiums?
Can't afford life insurance premiums? Compare 5 options — from reduced paid-up insurance to life settlements — with a real $300K policy example.
Read →How Seniors Pay for Long-Term Care
Explore 6 ways seniors pay for long-term care in 2026, from personal savings and Medicaid to life settlements. Honest pros, cons, and costs for each option.
Read →Selling Life Insurance in Florida
Learn how to sell your life insurance policy in Florida, including state regulations, consumer protections, who qualifies, and how to get started.
Read →Ready to Find Out What Your Policy Is Worth?
Free estimate, no obligation, no pressure.