Resources
Life Settlement Education & Resources
Plain-language articles to help seniors and their families understand life settlements, retirement financial planning, and how to make the most of your life insurance policy.
How to Terminate an Irrevocable Life Insurance Trust (ILIT)
Yes, you can usually terminate an irrevocable life insurance trust. The six ways to unwind an ILIT, the taxes on each, and the step trustees take first.
Read article →Selling a $1 Million Life Insurance Policy: What It's Worth
A $1 million life insurance policy often sells for $100,000 to $250,000 in a life settlement. What policies from $1 million to $10 million are worth, and why.
Read →Average Life Settlement Offer: How to Get More
The average life settlement offer is about 20 percent of a policy's face value, but your number can move a lot. Here's how to know what fair looks like.
Read →Universal Life Premiums Going Up? 6 Options
Universal life premiums rise because cost of insurance charges climb with age while interest crediting lags the original projections. Six options, compared.
Read →Life Settlement vs. Surrender: Which Pays More?
Compare life settlements and policy surrenders side by side. Learn why selling your policy on the open market almost always pays more than surrendering it.
Read →Cash Surrender Value vs. Selling Your Policy
What is cash surrender value? Learn how it's calculated, why insurers lowball you, and how selling your life insurance policy can pay significantly more.
Read →Best Life Settlement Companies (2026)
For most sellers, the best life settlement company is a licensed broker who makes buyers compete. Compare named brokers, buyers, and lead generators.
Read →Life Settlement vs. Viatical Settlement: 6 Key Differences
A viatical settlement is for people who are terminally ill and is usually tax free. A life settlement is for healthy seniors. Compare payouts, taxes, and who qualifies.
Read →Can't Afford Life Insurance Premiums? 5 Options
Can't afford life insurance premiums? Your five options: reduced paid-up, extended term, policy loan, surrender, or a life settlement. Real $300K example.
Read →Find Out What Your Policy Is Worth
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